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FECs & Amusement Park Business Loans by USDA

Rural youngsters aspiring to start their amusement or outdoor experience businesses often encounter a shortage of funds as their biggest barrier. Nevertheless, USDA provides a source of relief in the form of the B&I Outdoor Experience Loans through which these aspiring entrepreneurs can actualize their dreams. Let us go deeper to discover exactly how it is revamping the rural recreation economy.

by | Nov 17, 2023

Knowing USDA Outdoor Experience Loans.

Introduction to USDA Outdoor Experience Loan

The USDA is dedicated to improving the economic conditions of rural America including through the creation of opportunities for outdoor recreation. The USDA’s B&I Outdoor Experience Loan program offers financial assistance to those who want to start or improve recreational facilities for sports, and amusement parks in rural locations.

These types of loans work for projects whose primary impact is to expose users to different activities, both commercial and social organizations. Because of the competitive rates on loans and flexible repayment terms, the family entertainment center loans open up a whole new world of investment in recreational infrastructure for rural entrepreneurs.

Advantages of Amusement Park Owners

Eligibility Criteria for USDA Loans

When it comes to youthful amusement park entrepreneurs, USDA B&I Outdoor Experience Loans are highly advantageous in many aspects. Firstly, these loans have lower interest rates, flexible payment plans, and the possibility of joint financing, making them an ideal credit service for investing in such activities of the nature.

Amusement park loans by the USDA can be used for the following projects:

Campsite Development

Campsites or campgrounds are outdoor destinations for nature lovers that want to escape from the bustling cities and establish a connection with nature. With the aid of USDA amusement park business loans, entrepreneurs can build and improve campground spaces for overnight stays, providing facilities for outdoor activities such as hiking, fishing and seeing wildlife.

Ski Resort Infrastructure

Ski resorts, the hallmark of winter sports and mountain escapes, are another aspect for which USDA loans prove to be an utmost necessity. Companies can avail themselves of these funds to plan and construct ski resorts, including ski lifts, trails, accommodations, and other amenities. 

Providing all-purpose skiing and snowboarding destinations allows these resorts to draw customers and spark economic progress in mountainous areas.

Skating Rink Facilities

Ice skating rinks, natural or artificial, act as sources of constant entertainment and leisure activities during all seasons. USDA loans let individuals build and maintain skating rinks, thus providing ice skating, hockey, and other winter sports arenas. These buildings are also venues for exhibitions, competitions, and community events, contributing to the creation of a sense of community and leisure.

Family Entertainment Centers (FECs)

Indoor amusement parks called Family Entertainment Centers (FECs) aim to entertain people of all ages with distinct types of attractions and activities. The USDA amusement park business loans are suitable for those willing to create family entertainment centers, which would be a secure and amusing places for families to get together, play, and have fun. Investing in FECs can be a really profitable and rewarding way of making money in the industry of entertainment.

Water Park Development

Application Process of USDA Loans

Water parks are among the most popular destinations for recreation during the summer for families who want to enjoy and relax. By meeting the USDA amusement park business loans, small business owners can run the water park idea and build unforgettable water slides, lazy rivers, wave pools, and splash pads.

These tourist attractions, in turn, not only draw tourists but also create job opportunities and spark growth in adjoining areas as well.

Adventure Park Expansion

The adventure parks aim to satisfy all thrill-seekers by providing adrenaline-infused experiences like zip lining, rock climbing, and obstacle courses. The USDA loans make it possible for entrepreneurs to expand the existing adventure parks or even start new businesses. 

Theme parks build innovations and safety features attracting daredevils and enhancing tourism in rural areas.

Eco-Tourism Initiatives

Ecotourism promotes sustainable travel and makes people more aware of their environmental surroundings by reducing their carbon footprint. USDA amusement park business loans can be used by entrepreneurs to start ecotourism projects like guided nature walks, birdwatching, and wildlife sanctuary establishment. Therefore, these projects represent both the beauty of rural regions and contribute to the progress of conservation issues and environmental care.

Petting Zoo and Farm Animal Attractions

USDA's Contribution to the Recreation Economy

Visitors can interactively learn about farm animals and agricultural practices in petting zoos and farm attractions. USDA loans facilitate the establishment of petting zoos, farm tours, and agritourism destinations that serve an educational and recreational function for families and school groups.

These attractions not only encourage an agrarian culture and rural heritage but also provide running capital for the local farmers and ranchers.

Cultural Heritage Preservation

USDA Outdoor Experience Loan

Preserving cultural heritage sites and historical landmarks is critical to not only the identity of a community but also the fostering of community pride and attachment to its heritage. USDA’s amusement park business loans allow investors and entrepreneurs to undertake restoration projects for heritage sites, museums, and informative centers. 

Starting these projects helps rural areas enhance cultural tourism and culture preservation, thus attracting visitors who want to explore the deep history and cultural heritage of those communities.

Criteria for Eligibility and Application Process

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USDA B&I Outdoor Experience Loans are available to all entrepreneurs who are able to fulfill the requirements; for instance, they must be citizens or permanent residents of the US and be able to return the mortgage money. 

These income limitations are household size and area-based, with the property must also be situated in a USDA-eligible area. The application process requires obtaining all required documents, completing the application form, and submitting it either on-line or at a local USDA office.

Impact on Rural Communities

The benefits of USDA B&I Outdoor Experience Loans on the local level, which are not limited to only individual businesses but also include the whole rural community, are profound. These loans help with job creation, boost local economies due to increased tourism spending, and likewise drive infrastructure development.

The investment in leisure facilities allows businesspeople to improve the living standards in rural areas and to promote community cohesion and well-being.

Amusement Park Business Loans Procurement Procedures of the USDA.

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Whether you are extending operations, commencing a new venture, or restructuring your existing debts, these five concise steps will help you effortlessly navigate the loan application process.

Step 1: Evaluate Your Financial Requirements

Start by evaluating your financial necessities and identifying the goal of borrowing as the first step. Consider the amount of cash needed, the exact purpose of the fund, and your ability to repay the loan. Grasping a full understanding of your financial goals will significantly simplify the application process.

Step 2: Research Loan Financing.

Secondly, explore the different loan options you have got. Look into traditional lenders such as banks and credit unions and, on the other hand, explore alternative financing sources like online lenders and peer-to-peer lending platforms. Assess interest rates, repayment terms, and eligibility criteria to pinpoint the loan that is most suitable for you.

Step 3: Make the required Documentation Ready

Collect all the documents needed for the loan application filed. Among them could be financial statements, tax returns, business plans, and identity documents, for instance. For a smoother application process, put your paperwork in order and make sure every information is accurate and updated.

Step 4: Apply

Having brought together all required documents, then you should present the loan application to the lender of your selection. Be ready to give more information or to clarify the situation, if requested by the bank. Make sure that you keep an update on the application and follow up with the lender when necessary.

Step 5: Review Loan Offers and Conditions

Pay special attention to the loan offers you get and make sure to check the conditions, terms, interest rates, repayment schedules, and any associated fees. Compare multiple offers before you choose the one that will give you the best price. After selecting a loan offer that fits your situation, you can then proceed to the stage of accepting the terms and the funding process begins.


Applying for the amusement park business loans by the USDA doesn’t have to be a scary task. With implementation of these easy steps, you may manage to simplify the process and access the required capital for the purposes of your business. And, in case you need to file the application form or link with lenders, Flaney Capital is always here to serve you.

Call us anytime to learn how we can help you meet your financing goals and bring more cash flow to your business.

Watch Our Videos

Are you ready to take your business to new heights? Discover the power of the USDA Business Industry Program. With its comprehensive eligibility criteria, underwriting requirements, and loan guarantees, this program provides accessible and affordable loan options for businesses in rural areas.


Here are some answers to Frequently Asked Questions.

What are the essential eligibility criteria for a USDA Outdoor Experience Loan?

The eligibility criteria can vary depending on specific circumstances. However, applicants generally must demonstrate their commitment to contributing to the outdoor recreation economy and meet specific income requirements.

How does one apply for a USDA Outdoor Experience Loan?

The application process involves submitting necessary documents that prove your eligibility. These documents may include proof of income, business plans, or proposals related to outdoor recreational activities.

Can I use the USDA loan for other purposes besides outdoor experiences?

No. This loan primarily aims to support businesses and individuals who contribute significantly to the outdoor recreation economy.

How can I learn more about these loans?

You can visit the official USDA website or consult with financial advisors well-versed in government loans.

Is there a limit on how much I can borrow from this program?

Yes, some limits depend on factors like your income level and intended use of funds.

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