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SBA 504 Loan Rates

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Our comprehensive tables provide month-by-month effective rates for the past several years, including current year trends.

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504 Rate History - 2024

Rates are kept up monthly.

Month 25 Year SBA 504 20 Year SBA 504 10 Year SBA 504 25 Year Refi SBA 504 20 Year Refi SBA 504
Jan6.3616.4206.5266.3906.450
Feb6.3816.4906.5266.4106.520
Mar6.2816.3606.5876.3106.390
Apr6.6906.7606.5876.7196.790
May6.5506.6506.8926.5796.680
Jun6.3516.4406.8926.3826.470
Jul
Aug
Sep
Oct
Nov
Dec

504 Rate History - 2023

Rates are kept up monthly.

Month 25 Year SBA 504 20 Year SBA 504 10 Year SBA 504 25 Year Refi SBA 504 20 Year Refi SBA 504
Jan6.3106.2826.4336.3276.300
Feb6.0105.9826.4336.0286.000
Mar6.3296.3326.7686.3476.350
Apr5.8805.9526.7685.8985.970
May6.0206.0726.0366.0386.090
Jun6.3296.3816.0366.3476.400
Jul6.5796.6327.0636.5976.650
Aug6.5496.6027.0636.5676.620
Sep6.8086.8627.0526.8266.880
Oct7.1297.1807.0527.1587.210
Nov7.0197.0207.2077.0487.050
Dec6.5906.6107.2076.6196.640