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USDA and SBA Consultants
SPECIALIZED USDA & SBA LENDING AND EQUIPMENT FINANCING SOLUTIONS
Trust in our expertise to navigate the complexities of these financial avenues and secure the best outcomes for your business.
Commerical Borrowers of All Sizes
We serve new startups, new construction business aquisition, and business expansion.
At Flaney Capital, we cater to commercial borrowers of all sizes, from startups to established entities.In the diverse economic landscape of the United States, the lifeline for growth and innovation often comes in the form of SBA and USDA loans. From the tech hubs of California to the agricultural expanses of Texas, and from the bustling metropolises of New York to the trade gateways of Florida and the growing cities of Arizona, these loans stimulate progress. Flaney Capital positions itself as an essential resource, navigating these federal programs to propel businesses and agriculture, providing tailored financial strategies that empower enterprises to flourish within these dynamic states.
Flaney Capital
Competitive Interest Rates – Flexible Repayment Terms
The Flaney Capital team is composed of astute investors, seasoned bankers, and innovative marketers. Each member contributes a distinct viewpoint, enabling Flaney Capital to evaluate each loan through a multifaceted lens. We function cohesively, collaborating seamlessly to provide our clients with genuine partnership from the initial interaction to the final closure.
USDA Business Loans
- What are USDA Business Loans?
- Why should a business consider USDA loans?
- What types of USDA loans are available for businesses?
- What are the eligibility criteria for USDA Business Loans?
- What are the benefits of USDA Business Loans compared to other financing options?
- How does the application process for a USDA Business Loan work?
Start-Up Financing
- What initial expenses can the start-up loan cover?
- How flexible are the repayment terms and can they be adjusted based on business performance?
- Are the interest rates competitive and tailored for emerging businesses?
- Will there be ongoing guidance and support throughout the loan duration to ensure financial stability?
Learn about Business & Industry Financing 101 today.
Many business owners we assist are often taken aback to learn that the USDA’s scope extends beyond just agriculture. In reality, the USDA Business & Industry loan program is entirely unrelated to agricultural pursuits.
This is the most common and flexible SBA loan program. It can be used for a variety of purposes, including working capital, equipment purchases, real estate, and even business acquisition.
Also known as the Certified Development Company (CDC) program, this loan is designed for businesses to purchase real estate, machinery, or equipment. It typically involves a collaboration between a lender, a CDC, and the borrower.
As the name suggests, this program offers smaller loan amounts, typically up to $50,000. These loans are often used for working capital, inventory, supplies, and equipment. They are not used for paying off existing debts or real estate purchases.
This is a line of credit program designed to help small businesses meet their short-term and cyclical working capital needs.
Let us help you!
Watch our videos today
Explore our comprehensive video series on our website, where we delve into the various SBA loan programs, providing you with clear insights and guidance to find the best fit for your business needs
OUR news
Latest Flaney Capital Blog
Welcome to Flaney Capital’s blog — your go-to resource for insightful articles, expert advice, and the latest updates on SBA loan programs and financial strategies to empower your business journey.
How does the application process for a USDA Business Loan work?
USDA business loans help rural businesses grow and stay stable. They're part of the SBA's lending program and are...
Why should businesses consider SBA loans?
Why should businesses consider SBA loans?SBA loans, backed by the Small Business Administration (SBA), are a lifeline...
Why choose Equipment Financing over Leasing?
Choosing between capital and operating leases is a crucial decision in business. Capital leases let businesses own...
Get Approved
From USDA, SBA and Traditional Banks
Our clients are visionary entrepreneurs, astute business leaders, and benevolent employers. They are market-wise professionals indispensable to their customers, yet often misunderstood by conventional lenders.
More Benefits of Flaney Capital
Account Based Loans - ABL Loans
Invest in your business growth with confidence. Whether it’s for expansion projects or significant purchases, get the upfront funding you need at attractive rates, with the flexibility to apply for additional funds as required.
Franchise Financing
Kickstart your franchise journey with our tailored financing solutions. Whether you’re starting a new franchise or expanding an existing one, we offer competitive rates to help you achieve your business goals.
Merchant Cash Advance
Enhance your business liquidity with our flexible cash advance solutions. Ideal for businesses with high credit card sales, we offer competitive terms to help you manage your cash flow effectively.
Business Equipment Financing
Propel your business operations with our tailored equipment financing solutions. Whether you’re upgrading existing equipment or investing in new machinery, we offer competitive rates to support your business growth.
SBA Loan Types - How to Apply
Navigate your business growth with our comprehensive guide on SBA loan types and application process. Whether you’re a start-up or an established business, we provide the insights you need to secure the right SBA loan.
Term Loan - Compare Options
Drive your business success with our in-depth guide on term loan options. Perfect for businesses of all sizes, we provide the knowledge you need to compare and choose the best term loan for your needs.
Meet William and Christopher
Empowering Businesses, Building Partnerships: The Flaney Capital Commitment
At Flaney Capital, we’re not just about finance; we’re about forging partnerships, nurturing growth, and ensuring every business has the foundation and guidance to thrive in a dynamic economic landscape.